Financial difficulties may arise at the worst, for example, if the next salary is more than a week. It is not possible to borrow money from friends and relatives. What to do in such a situation? Trust your financial solutions to bestcredit.
How to get the bestcredit payday loan in Estonia today?
In addition, a payday loan is issued in Estonia in just 30 minutes. The special feature of a payday loan is the lack of a strict payment schedule. It is always possible for the client to change the terms of the contract, which is flexible enough to meet the needs and financial capabilities. It is possible to make a payday loan application 24 hours a day, but it is important to remember that the client must have a permanent source of income in order to receive a positive response.
If a customer applies for a loan for the first time, the identification process must also be completed. The application is very convenient, just go to the company’s website or use a suitable mobile application. Loans are issued in the amount of EUR 200-5000 with a maturity of up to 5 years. In Estonia, under the terms of a payday loan, the bestcredit client can apply for an additional loan.
It is important to understand that this company has been operating on the market for many years, offering its customers only high quality and high quality service. The company does not lend to anyone who wants it, which means they always check the solvency of the borrower. It is therefore important to include only relevant data in the application. It takes a few minutes to complete the application.
In order to get the bestcredit payday loan you only have to go through 4 steps.
- As a first step, the customer must register on the company’s website, listing all the necessary information.
- As a second step, he chooses the loan he needs. Bestcredit payday loan is granted on favorable terms and the amount of the customer’s deposit depends to a large extent on the selected loan amount and maturity. It is important to understand that an enterprise may offer individual terms to a client after assessing its creditworthiness.
- As a third step, the client completes the application. It is at this stage that there are often many questions that can always be addressed by professionals to get a quick response. The fourth step is getting the money into your account. If the loan decision is positive, the company informs the client by e-mail or SMS
Second Loans offered in Estonia
In addition to payday loans, Bestcredit also offers other loans to its customers in Estonia.
In particular, loan real estate collateral, secured loan, auto collateral loan and tourist loan . The property-secured loan issued by the company is designed for serious expenses, in particular for the repair of the apartment, the purchase of expensive household appliances, etc.
It is important to understand that this loan requires the payment of notary fees, the cost of securing the collateral and the payment of the state fee for the mortgage application. The loan will be granted in the total amount of EUR 2,000 and up to 15 years. Interest is 13.9% pa , the maximum loan amount is up to 75% of the market value of the collateral.
The car loan is issued in Estonia only to the owner of the vehicle, while at the same time the car remains at the disposal of the borrower, but until all the obligations are returned, it remains in the register of the bestcredit company. The interest rate on such a loan starts at 3% per month, or 36% per annum. At the end of the term of the loan agreement, the collateral car may not be older than 10 years. In addition, the borrower must pay one per cent of the loan amount, but not less than 50 euros, as the award of the contract. The maximum loan amount that a customer may rely on for this loan product may not exceed 80% of the market value of the collateral.
It is also possible to get a payday loan from this Estonian company from the age of 18, but in order to obtain a successful answer to the loan application, the client must have a permanent source of income. If the customer has any problems with paying the monthly loan installments, contact the company to extend the loan. The customer is also entitled to withdraw from the loan within 14 days from the moment of signing the loan agreement by returning the company with a statement of interest.
In addition, the company has the bestcredit interesting innovation as a “loyal customer plus” status. This status would be given to the company’s best customers and allow you to choose your personal credit limit and use additional loans. It is mandatory to submit your credit history to get status. It is also recommended to install a mobile app for Android and iPhone to make transactions and view information about it.
The company’s bestcredit was founded in 2012 and almost all of its employees have ten years of experience in the financial sector. The company’s main task is to be the most convenient lender for its customers and financial partners by providing the best quality services that are 100% in line with customer expectations.
In addition, the company has developed internal customer service standards that every employee must follow. Generally, the bestcredit company can be considered a responsible, trustworthy and proven creditor that you can trust. Oga’s client finds its advantages here and the kind of services you need.